SBI Titan Card – Eligibility, Benefits, Rewards, and How to apply?

The SBI Titan Card is a co-branded credit card issued by SBI Cards and Titan Company Limited, targets lifestyle shoppers with rewards in watches, jewellery, eyewear, and more, tailored for aspirational spenders.

SBI Titan Card

SBI Card and Titan have recently collaborated to introduce the Titan SBI Card, offering a range of benefits to cardholders. This partnership aims to provide customers with exclusive advantages and rewards tailored to their needs.

The Titan SBI Card offers cardholders benefits exceeding INR 2,00,000 annually, enhancing the shopping experience and financial well-being of users. 

With features like accelerated reward points on purchases, discounts on Titan products, and access to a diverse range of lifestyle privileges, this card caters to the modern consumer’s preferences.

Who is eligible for SBI Titan Card?

Based on general credit card eligibility requirements in India, here’s what you can expect:

  • Minimum Age: You’ll likely need to be at least 18 years old to apply.
  • Credit History: A good credit score (typically above 750) is usually preferred for credit cards with reward programs.
  • Income Requirement: There might be a minimum annual income requirement to be eligible. Contact the bank or customer care for the same.

SBI Titan Card

Process to apply for Titan Sbi Card

To apply for the Titan SBI Card if you meet the income requirement, you can follow these steps:

  • Visit the SBI Card website.
  • Choose the Titan SBI Card from the list of available cards.
  • Click on the ‘Apply’ button and fill out the application form with details like name, occupation, annual income, PAN number, and mobile number.
  • After filling the form, you will receive an OTP on your mobile for verification.
  • Expect a call from a representative who will guide you through the documentation process.
  • You can track your application status by entering your application number on the website.
  • Ensure you have the necessary documents ready for submission to complete the application process.

SBI Titan Card Rewards

The SBI Titan Card entices cardholders with a tiered reward program focused on cashback and Titan-affiliated benefits. 

  • Cashback at Titan: Get the most out of your card with up to 7.5% cashback on purchases across various Titan brands, including World of Titan, Taneira, Titan EyePlus, Helios, Fastrack, Skinn, Irth, and Sonata. 
    • 5% reward points on purchases at Mia, Caratlane, and Zoya stores (both online and in-store).
    • 3% cashback on purchases made at Tanishq stores.
  • Beyond the Titan: The SBI Titan Card doesn’t just cater to Titan loyalists. You can also earn 5% cashback on your purchases at Mia, Caratlane, and Zoya stores, both online and in their physical stores.
  • Tanishq Treats: For the Jewellery Lover: While you won’t receive direct cashback when shopping at Tanishq, you’ll earn Titan gift vouchers worth 3% of your total spending (with certain gold schemes excluded). 
  • Milestone Rewards: Spend over a specific amount (details available on the SBI Card website) and get your annual fee reversed or earn bonus Titan gift vouchers. 
  • Lounge Program:
    • Access to domestic airport lounges (8 visits per year, capped at 2 per quarter).
    • Access to complimentary international airport lounges (4 visits per year, capped at 2 per quarter).
    • Priority Pass membership for additional lounge access opportunities.

Benefits of Titan SBI Card

The benefits of the Titan SBI Card include:

  • Welcome benefits of 12,000 reward points.
  • 7.5% cashback on specific brands like World of Titan, Taneira, Titan Eye+, and more.
  • 5% cashback on Mia, Caratlane, and Zoya.
  • 3% value back on Tanishq in the form of gift vouchers.
  • Annual fee reversal upon spending Rs 3 lakh.
  • Additional benefits upon reaching annual spending milestones of Rs 5 lakh and Rs 10 lakh.
  • Accelerated reward points on specific brands outside the Titan ecosystem.
  • Access to domestic and international airport lounges.
  • Fuel surcharge waiver.

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